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VirtualBank

Rates

eMoney Market Special

5.00% APY* (4.89% interest rate)

Open a new eMoney Market and earn 5.00% APY. eMoney Market interest rates and APYs are variable, based on account balances, and subject to change daily without notice.

Standard eMoney Market Rates 

If your daily balance is: Interest Rate Paid Annual Percentage Yield*
$.01 - $9,999.99 4.89% 5.00%
$10,000 - $24,999.99 4.89% 5.00%
$25,000 - $49,999.99 4.89% 5.00%
$50,000 - $99,999.99 4.89% 5.00%
$100,000 - $249,999.99 4.89% 5.00%
$250,000 or more 4.89% 5.00%

eCD

Currently not being offered; please check back with us at a later time.

CD term Interest Rate Paid Annual Percentage Yield*
1 Month 2.45% 2.48%
2 Month 2.70% 2.74%
3 Month 2.90% 2.94%
6 Month 3.30% 3.35%
9 Month 3.50% 3.56%
12 Month 3.80% 3.87%
18 Month 3.80% 3.87%
24 Month 3.70% 3.77%
36 Month
3.70% 3.77%
48 Month 3.60%
3.67%
60 Month 3.45% 3.51%

All products and services are subject to approval, including credit approval.

The interest rates and annual percentage yields (APY) are subject to change daily without notice.

* eMoney Market: APY (Annual Percentage Yield) is accurate as of today and is subject to change. eMoney Market interest rates and APYs are variable, based on account balances, and subject to change daily without notice. eMoney Market Special rate is for new accounts opened today. Standard eMoney Market rates are disclosed on the Rates page. Interest will be compounded and credited to your account every month.  Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.

** eCD: APY (Annual Percentage Yield) is accurate as of today, and is subject to change. Interest will be compounded daily and added back to principal every month. Penalty may be imposed for early withdrawal of CDs Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.